Financing

Nobody pays cash.That is fine.

Almost every pool in Central Ohio gets financed, including most of the ones that look like they did not. There is no version of this where we judge you for asking about a payment. Here is exactly how it works with us.

Financing

If you want a pool,we will figure it out.

We finance through VistaFi. Unsecured home improvement loans, which in plain English means the money is not tied to your house. No equity required, no lien, no second mortgage, nothing pledged.

Almost everyone who calls us assumes one of two things. Either you need the whole number sitting in savings, or you have to borrow against your home. Neither is true. VistaFi writes personal loans for exactly this kind of project, and finding out what you qualify for takes minutes and does not touch your credit score.

VistaFi's own comparison is worth reading, because they are straight about it. A home equity loan or a HELOC can mean closing costs, a variable rate, and your house on the line if payments are missed. An unsecured loan carries a higher rate but none of those three, and they call it the fastest and lowest risk path for most people.

  1. Check your rate. A few minutes online, and it does not affect your credit.
  2. Get your number. Fixed rate, fixed payment, term built around your budget.
  3. Once approved, funds can disburse in as little as 48 hours.
  4. We put you on the dig calendar. Which, honestly, is the slow part.

The basics, straight from VistaFi

Minimum credit score
620
Minimum loan
$10,000
Rate
Fixed
Collateral
None
Credit hit to check
None
Funding, once approved
48 hrs
Hidden fees
None

And if VistaFi turns out not to be your fit, call us anyway. We would rather spend twenty minutes helping you find a path than lose you over a number. That is what we mean by we will figure it out.

VistaFi Solutions is not a lender, and the information you provide when checking a rate is not an application for a loan from VistaFi Solutions. NMLS ID 2538400. Rates, terms, amounts and approval depend on your credit and income, and are set by VistaFi and its lending partners, not by us. Interest on an unsecured pool loan is generally not tax deductible, while home equity interest sometimes is, so talk to a tax advisor about your situation. All figures above are published by VistaFi at vistafi.com.

Next

Get the number first.

Checking a rate is easier when you know what you are financing. We will measure your yard and hand you a written price on the first visit, then you can decide what makes sense.

Let’s dig What a pool costs